60 Business Days Ago
60 business days ago (October 14, 2026) is:
Monday, July 20, 2026
That is 86 calendar days, skipping 24 weekend days and 2 US federal holidays.
Based on US federal holidays. Use the calculator below to change country.
Step back 60 business days from today, skipping weekends and US federal holidays, and you get the date above. The useful version of this question is usually about the start of a period that has already run: when a notice arrived, when goods were delivered, whether an event still sat inside a window that has since closed. The result card adjusts to your local calendar once the page loads, and the calculator below lets you replace today with whatever fixed date you are working back from.
Sixty business days back is twelve work weeks, close to three months of elapsed time. This page previously anchored that number to a health-privacy deadline, and the anchor was wrong: the rule counts calendar days. The correction is below, along with the sixty-day rules that do run backward. Counting forward is 60 business days from today.
Correction: the HIPAA breach deadline is calendar days
Earlier copy here said that sixty business days ago "marks the HIPAA breach individual-notification boundary". It does not. Under 45 CFR 164.404(b) notice must be given without unreasonable delay and "in no case later than 60 calendar days after discovery of a breach". The regulation uses the words calendar days, so the deadline is not a working-day count at all.
The size of the error is the point. Sixty calendar days is two months. Sixty business days reaches back to the date in the table below, which is roughly a month further. Anyone who reconstructed a breach-notification timeline with a business-day count would have concluded that a late notice was timely.
The sixty-day period that genuinely runs backward
The WARN Act is written as a backward obligation. Under 29 U.S.C. 2102(a) an employer "shall not order a plant closing or mass layoff until the end of a 60-day period after the employer serves written notice" on employee representatives or affected employees, the state rapid-response unit and the chief elected local official. A closing that took effect on a given date therefore implies notice at least sixty days before it, and the usual investigative question is whether that notice exists.
Two statutory exceptions shorten the period rather than removing it, and both are judged as of the date notice would have been required: the faltering-company exception in 2102(b)(1), where the employer was actively seeking capital that would have avoided or postponed the shutdown, and the unforeseeable-business-circumstances exception in 2102(b)(2). These are calendar days, so use the calendar span in the table rather than the business-day count when you are testing a WARN timeline.
The consumer's own sixty-day lookback
There is a second sixty that matters in the opposite direction from the bank's clock. Regulation E only obliges an institution to investigate an error where the consumer's notice is "received by the institution no later than 60 days after the institution sends the periodic statement", under 12 CFR 1005.11(b)(1)(i). Counting back sixty days from today therefore tells a consumer which statements are still disputable and which have passed out of reach.
The bank's response clock and the consumer's reporting window are both sixty-shaped in ordinary conversation, and neither is sixty business days. That is worth checking before anyone relies on a date produced by this page.
Twelve work weeks of lookback
| What was counted | Figure |
|---|---|
| Total span in calendar days | 86 days |
| Working weeks behind us | 12 weeks |
| Elapsed weeks on the wall calendar | 12.3 weeks |
| Roughly how many months back | 2.8 months |
| Weekend days inside the lookback | 24 |
| Public holidays inside the lookback | 2 |
| Weekday of the earlier date | Monday |
Holidays inside twelve work weeks
| Public holiday | Fell on | Day of week |
|---|---|---|
| Columbus Day | October 12, 2026 | Monday |
| Labor Day | September 7, 2026 | Monday |
Sixty business days back around the world
Three months of elapsed time. The ordering follows the closure count in the third column: more closures inside the window means a date further back, fewer means a more recent one.
| National calendar | Points back to | Holidays in the span | Against the US date |
|---|---|---|---|
| United Kingdom | July 21, 2026 | 1 | 1 day more recent |
| Canada | July 17, 2026 | 3 | 3 days further back |
| Germany | July 22, 2026 | 0 | 2 days more recent |
| Spain | July 21, 2026 | 1 | 1 day more recent |
| India | July 20, 2026 | 2 | Identical |
| Japan | July 14, 2026 | 6 | 6 days further back |
| Mexico | July 21, 2026 | 1 | 1 day more recent |
What this page is built on
Read and confirmed on September 7, 2026. Several periods below run in calendar days even though the page counts in working days, and each one says so where it appears rather than in a footnote.
- 45 CFR 164.404(b) (opens in a new tab) (Office of the Federal Register (eCFR))
- 29 U.S.C. 2102(a) (opens in a new tab) (U.S. Government Publishing Office)
- 12 CFR 1005.11(b)(1)(i) (opens in a new tab) (Office of the Federal Register (eCFR))
- Federal holidays (opens in a new tab) (U.S. Office of Personnel Management)
The same count, running the other way
If you need to set a deadline rather than reconstruct one, the sister page counts 60 business days forward from today. 60 business days from today.
Lookbacks of a similar length
All measured back from the reference date October 14, 2026, with US federal holidays removed. Each value has its own page and adjusts to your local today there.
| Length of lookback | Points back to |
|---|---|
| 28 business days ago | September 2, 2026 |
| 30 business days ago | August 31, 2026 |
| 45 business days ago | August 10, 2026 |
| 90 business days ago | June 4, 2026 |
| 100 business days ago | May 20, 2026 |
| 120 business days ago | April 22, 2026 |
For informational purposes only
This calculator provides general estimates based on business day counting rules. It does not constitute legal advice. Deadlines in legal, regulatory, or contractual matters may be subject to jurisdiction-specific rules, court orders, or statutory exceptions. Always verify critical deadlines with a qualified professional.