India Business Day Calculator
Last reviewed: October 14, 2026 · Holiday data: September 8, 2026
Calculate business days in India with the holidays of the Central Government's administrative offices pre-configured. This calculator excludes the 14 holidays that the Department of Personnel and Training's Office Memorandum makes compulsory for those offices, in Delhi and outside it, among them Republic Day, Independence Day and Gandhi Jayanti, plus Dr. Ambedkar Jayanti. It counts Saturday and Sunday as the weekend. Three more holidays differ from place to place and are not included: add the ones that apply to you under Advanced options.
How Indian Business Days Are Defined
The calculator counts Monday to Friday and leaves out the 14 holidays that the Department of Personnel and Training's Office Memorandum on the 2027 holidays (F.No.12/2/2023-JCA, dated 16 July 2026) lists as compulsory for Central Government administrative offices, plus Dr. Ambedkar Jayanti. Every such office keeps three more days from a list of 12 optional holidays in the same memorandum: the Department selects them for offices in Delhi and New Delhi, and for offices elsewhere the Central Government Employees Welfare Coordination Committee in the state capital chooses them. Those three are not in this calculator. For Idu'l Fitr, Idu'l Zuha, Muharram and Id-e-Milad the memorandum authorises those committees to change the date, based on the decision of the state government or union territory concerned; in 2026 the list for Central Government offices in Kerala adopted the four dates from the State list, each one day earlier than the date in this calculator's data. Industrial, commercial and trading establishments of the Central Government are a separate case: for them paragraph 7 makes only Republic Day, Independence Day and Mahatma Gandhi's birthday compulsory. Banks keep a different week and a different list: they work the first, third and fifth Saturdays of each month, which this calendar counts as weekend days, and the Reserve Bank of India's holiday page marks each holiday under the Negotiable Instruments Act separately for each of its regional offices.
Sources for these rules
- Holidays to be observed in Central Government Offices during the year 2027: Annexure I for the Administrative Offices at Delhi/New Delhi (para 1); offices outside Delhi observe 14 holidays compulsorily in addition to three chosen out of the 12 optional holidays (para 2); the three are selected by the Department of Personnel and Training for Delhi and by the Central Government Employees Welfare Coordination Committee in the State Capitals elsewhere (para 3.1); no substitute holiday if a festival holiday falls on a weekly off (para 3.2); the dates of Idu'l Fitr, Idu'l Zuha, Muharram and Id-e-Milad may change with the sighting of the Moon (para 5.1) and by those committees on the decision of the State Governments (para 5.2); Republic Day, Independence Day and Mahatma Gandhi's birthday compulsory for industrial, commercial and trading establishments (para 7); bank holidays regulated by the Department of Financial Services (para 10) (Department of Posts, forwarding DoPT O.M. F.No.12/2/2023-JCA dated 16 July 2026)
- Declaration of holiday on 14 April 2026, birthday of Dr. B.R. Ambedkar, for Central Government offices throughout India (Department of Posts, forwarding DoPT O.M. No. 12/4/2020-JCA dated 9 April 2026)
- List of closed holidays during the year 2026 for the offices of Central Government located in Kerala: the dates of Idu'l Fitr (20 March), Idu'l Zuha (27 May), Muharram (25 June) and the Birthday of Prophet Mohammed (25 August) adopted from the State List; Onam (26 August) among the three days selected from the list of optional holidays, other than the 14 compulsory holidays (ICAR-Central Plantation Crops Research Institute (circular of 1 January 2026))
- Holidays: Holiday under Negotiable Instruments Act, marked for each Regional Office, Agartala to Vijayawada, for the month shown; all scheduled and non-scheduled banks will observe public holiday on second and fourth Saturdays (Reserve Bank of India)
- Bank Holiday on Second & Fourth Saturdays from September 1 (press release 2015-2016/528) (Reserve Bank of India)
Checked October 13, 2026. All sources
Bank working days on Saturdays
This calendar treats every Saturday as a non-working day. Indian banks close only on the second and fourth Saturdays of each month and work full days on the first, third and fifth, so a count of bank working days can include more days than this calendar shows.
Saturdays the banks are open in 2026:
- January: 3, 17, 31
- February: 7, 21
- March: 7
- April: 4, 18
- May: 2, 16, 30
- June: 6, 20
- July: 4, 18
- August: 1, 29
- September: 5, 19
- October: 3, 17, 31
- November: 7, 21
- December: 5, 19
The list leaves out any of those Saturdays that is a holiday in this calendar, and a state bank holiday can still close the banks of that state on one of the others.
Source: Reserve Bank of India, Bank Holiday on Second & Fourth Saturdays from September 1 (press release 2015-2016/528). Checked October 1, 2026. All sources
Indian National Gazetted Holidays
The memorandum names three national holidays; in this calculator's data each is on the same date every year:
- Republic Day (26 January)
- Independence Day (15 August)
- Gandhi Jayanti (2 October)
Christmas Day is on 25 December in every year of the data too. The other 10 compulsory holidays change date from year to year: Good Friday, Eid ul-Fitr, Eid ul-Adha, Muharram, Milad-un-Nabi, Mahavir Jayanti, Buddha Purnima, Dussehra, Diwali and Guru Nanak Jayanti. For Idu'l Fitr, Idu'l Zuha, Muharram and Id-e-Milad (Eid ul-Fitr, Eid ul-Adha, Muharram and Milad-un-Nabi in this data), paragraph 5.1 of the memorandum provides for a change of date, if necessary, depending upon sighting of the Moon. All 14 dates in the data for 2027 are those of Annexure I of the memorandum dated 16 July 2026, read in the copy the Department of Posts forwarded on 8 September 2026. Rows marked approximate (2028 and 2029) are dates this site computed; no memorandum for those years has been read. Because three more days are chosen for each place, a full list runs to 17, as Annexure I of the memorandum does for Delhi, and this one does not. Dr. Ambedkar Jayanti on 14 April is here too: a separate Office Memorandum of 9 April 2026 (No. 12/4/2020-JCA) declared 14 April 2026 a holiday for all Central Government offices, including industrial establishments, throughout India. That is the only such order read for this page; the data carries the day in every year from 2024 to 2029 and marks it unconfirmed in 2027 and 2029. How we determine holidays →
Sources for these dates
- Holidays to be observed in Central Government Offices during the year 2027: Annexure I for the Administrative Offices at Delhi/New Delhi (para 1); offices outside Delhi observe 14 holidays compulsorily in addition to three chosen out of the 12 optional holidays (para 2); the three are selected by the Department of Personnel and Training for Delhi and by the Central Government Employees Welfare Coordination Committee in the State Capitals elsewhere (para 3.1); no substitute holiday if a festival holiday falls on a weekly off (para 3.2); the dates of Idu'l Fitr, Idu'l Zuha, Muharram and Id-e-Milad may change with the sighting of the Moon (para 5.1) and by those committees on the decision of the State Governments (para 5.2); Republic Day, Independence Day and Mahatma Gandhi's birthday compulsory for industrial, commercial and trading establishments (para 7); bank holidays regulated by the Department of Financial Services (para 10) (Department of Posts, forwarding DoPT O.M. F.No.12/2/2023-JCA dated 16 July 2026)
- Declaration of holiday on 14 April 2026, birthday of Dr. B.R. Ambedkar, for Central Government offices throughout India (Department of Posts, forwarding DoPT O.M. No. 12/4/2020-JCA dated 9 April 2026)
Checked October 13, 2026. All sources
Common Use Cases in India
Bank holidays are not this list. Paragraph 10 of the memorandum leaves the holidays of banks to the instructions of the Department of Financial Services, Ministry of Finance, and the Reserve Bank of India's holiday page marks each holiday under the Negotiable Instruments Act separately for each of its regional offices, from Agartala to Vijayawada. For a count that follows a bank, read that office's list and the bank Saturdays note above. For a project or contract timeline with a Central Government office, add the three further days that apply to that office under Advanced options: type each date on a line of its own and it comes off the count.
Sources for these rules
- Holidays: Holiday under Negotiable Instruments Act, marked for each Regional Office, Agartala to Vijayawada, for the month shown; all scheduled and non-scheduled banks will observe public holiday on second and fourth Saturdays (Reserve Bank of India)
- Holidays to be observed in Central Government Offices during the year 2027: Annexure I for the Administrative Offices at Delhi/New Delhi (para 1); offices outside Delhi observe 14 holidays compulsorily in addition to three chosen out of the 12 optional holidays (para 2); the three are selected by the Department of Personnel and Training for Delhi and by the Central Government Employees Welfare Coordination Committee in the State Capitals elsewhere (para 3.1); no substitute holiday if a festival holiday falls on a weekly off (para 3.2); the dates of Idu'l Fitr, Idu'l Zuha, Muharram and Id-e-Milad may change with the sighting of the Moon (para 5.1) and by those committees on the decision of the State Governments (para 5.2); Republic Day, Independence Day and Mahatma Gandhi's birthday compulsory for industrial, commercial and trading establishments (para 7); bank holidays regulated by the Department of Financial Services (para 10) (Department of Posts, forwarding DoPT O.M. F.No.12/2/2023-JCA dated 16 July 2026)
Checked October 13, 2026. All sources
Sources and verification
Official source: Department of Posts, forwarding DoPT O.M. F.No.12/2/2023-JCA (utilities.cept.gov.in) (opens in a new tab)
Cross-checked against this source on September 8, 2026.
For informational purposes only
This calculator provides general estimates based on business day counting rules. It does not constitute legal advice. Deadlines in legal, regulatory, or contractual matters may be subject to jurisdiction-specific rules, court orders, or statutory exceptions. Always verify critical deadlines with a qualified professional.
Frequently Asked Questions
What are India's national gazetted holidays?
Does the calculator include all Indian festivals?
Do Indian banks follow the same holidays?
How many business days are in an Indian work year?
Are Saturday working days in India?
Sources for these rules
- Holidays to be observed in Central Government Offices during the year 2027: Annexure I for the Administrative Offices at Delhi/New Delhi (para 1); offices outside Delhi observe 14 holidays compulsorily in addition to three chosen out of the 12 optional holidays (para 2); the three are selected by the Department of Personnel and Training for Delhi and by the Central Government Employees Welfare Coordination Committee in the State Capitals elsewhere (para 3.1); no substitute holiday if a festival holiday falls on a weekly off (para 3.2); the dates of Idu'l Fitr, Idu'l Zuha, Muharram and Id-e-Milad may change with the sighting of the Moon (para 5.1) and by those committees on the decision of the State Governments (para 5.2); Republic Day, Independence Day and Mahatma Gandhi's birthday compulsory for industrial, commercial and trading establishments (para 7); bank holidays regulated by the Department of Financial Services (para 10) (Department of Posts, forwarding DoPT O.M. F.No.12/2/2023-JCA dated 16 July 2026)
- Declaration of holiday on 14 April 2026, birthday of Dr. B.R. Ambedkar, for Central Government offices throughout India (Department of Posts, forwarding DoPT O.M. No. 12/4/2020-JCA dated 9 April 2026)
- List of closed holidays during the year 2026 for the offices of Central Government located in Kerala: the dates of Idu'l Fitr (20 March), Idu'l Zuha (27 May), Muharram (25 June) and the Birthday of Prophet Mohammed (25 August) adopted from the State List; Onam (26 August) among the three days selected from the list of optional holidays, other than the 14 compulsory holidays (ICAR-Central Plantation Crops Research Institute (circular of 1 January 2026))
- Holidays: Holiday under Negotiable Instruments Act, marked for each Regional Office, Agartala to Vijayawada, for the month shown; all scheduled and non-scheduled banks will observe public holiday on second and fourth Saturdays (Reserve Bank of India)
- Bank Holiday on Second & Fourth Saturdays from September 1 (press release 2015-2016/528) (Reserve Bank of India)
Checked October 13, 2026. All sources
India working days by month
Working-day counts, calendar grids, and Indian Central Government holidays for each of the next 13 months.