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Business Day Calculator

India Business Day Calculator

Last reviewed: October 14, 2026 · Holiday data: September 8, 2026

Calculate business days in India with the holidays of the Central Government's administrative offices pre-configured. This calculator excludes the 14 holidays that the Department of Personnel and Training's Office Memorandum makes compulsory for those offices, in Delhi and outside it, among them Republic Day, Independence Day and Gandhi Jayanti, plus Dr. Ambedkar Jayanti. It counts Saturday and Sunday as the weekend. Three more holidays differ from place to place and are not included: add the ones that apply to you under Advanced options.

How Indian Business Days Are Defined

The calculator counts Monday to Friday and leaves out the 14 holidays that the Department of Personnel and Training's Office Memorandum on the 2027 holidays (F.No.12/2/2023-JCA, dated 16 July 2026) lists as compulsory for Central Government administrative offices, plus Dr. Ambedkar Jayanti. Every such office keeps three more days from a list of 12 optional holidays in the same memorandum: the Department selects them for offices in Delhi and New Delhi, and for offices elsewhere the Central Government Employees Welfare Coordination Committee in the state capital chooses them. Those three are not in this calculator. For Idu'l Fitr, Idu'l Zuha, Muharram and Id-e-Milad the memorandum authorises those committees to change the date, based on the decision of the state government or union territory concerned; in 2026 the list for Central Government offices in Kerala adopted the four dates from the State list, each one day earlier than the date in this calculator's data. Industrial, commercial and trading establishments of the Central Government are a separate case: for them paragraph 7 makes only Republic Day, Independence Day and Mahatma Gandhi's birthday compulsory. Banks keep a different week and a different list: they work the first, third and fifth Saturdays of each month, which this calendar counts as weekend days, and the Reserve Bank of India's holiday page marks each holiday under the Negotiable Instruments Act separately for each of its regional offices.

Sources for these rules

Checked October 13, 2026. All sources

Bank working days on Saturdays

This calendar treats every Saturday as a non-working day. Indian banks close only on the second and fourth Saturdays of each month and work full days on the first, third and fifth, so a count of bank working days can include more days than this calendar shows.

Saturdays the banks are open in 2026:

  • January: 3, 17, 31
  • February: 7, 21
  • March: 7
  • April: 4, 18
  • May: 2, 16, 30
  • June: 6, 20
  • July: 4, 18
  • August: 1, 29
  • September: 5, 19
  • October: 3, 17, 31
  • November: 7, 21
  • December: 5, 19

The list leaves out any of those Saturdays that is a holiday in this calendar, and a state bank holiday can still close the banks of that state on one of the others.

Source: Reserve Bank of India, Bank Holiday on Second & Fourth Saturdays from September 1 (press release 2015-2016/528). Checked October 1, 2026. All sources

Indian National Gazetted Holidays

The memorandum names three national holidays; in this calculator's data each is on the same date every year:

  • Republic Day (26 January)
  • Independence Day (15 August)
  • Gandhi Jayanti (2 October)

Christmas Day is on 25 December in every year of the data too. The other 10 compulsory holidays change date from year to year: Good Friday, Eid ul-Fitr, Eid ul-Adha, Muharram, Milad-un-Nabi, Mahavir Jayanti, Buddha Purnima, Dussehra, Diwali and Guru Nanak Jayanti. For Idu'l Fitr, Idu'l Zuha, Muharram and Id-e-Milad (Eid ul-Fitr, Eid ul-Adha, Muharram and Milad-un-Nabi in this data), paragraph 5.1 of the memorandum provides for a change of date, if necessary, depending upon sighting of the Moon. All 14 dates in the data for 2027 are those of Annexure I of the memorandum dated 16 July 2026, read in the copy the Department of Posts forwarded on 8 September 2026. Rows marked approximate (2028 and 2029) are dates this site computed; no memorandum for those years has been read. Because three more days are chosen for each place, a full list runs to 17, as Annexure I of the memorandum does for Delhi, and this one does not. Dr. Ambedkar Jayanti on 14 April is here too: a separate Office Memorandum of 9 April 2026 (No. 12/4/2020-JCA) declared 14 April 2026 a holiday for all Central Government offices, including industrial establishments, throughout India. That is the only such order read for this page; the data carries the day in every year from 2024 to 2029 and marks it unconfirmed in 2027 and 2029. How we determine holidays →

Common Use Cases in India

Bank holidays are not this list. Paragraph 10 of the memorandum leaves the holidays of banks to the instructions of the Department of Financial Services, Ministry of Finance, and the Reserve Bank of India's holiday page marks each holiday under the Negotiable Instruments Act separately for each of its regional offices, from Agartala to Vijayawada. For a count that follows a bank, read that office's list and the bank Saturdays note above. For a project or contract timeline with a Central Government office, add the three further days that apply to that office under Advanced options: type each date on a line of its own and it comes off the count.

Sources and verification

For informational purposes only

This calculator provides general estimates based on business day counting rules. It does not constitute legal advice. Deadlines in legal, regulatory, or contractual matters may be subject to jurisdiction-specific rules, court orders, or statutory exceptions. Always verify critical deadlines with a qualified professional.

Frequently Asked Questions

What are India's national gazetted holidays?
The Department of Personnel and Training's Office Memorandum names three national holidays: Republic Day (26 January), Independence Day (15 August) and Mahatma Gandhi's birthday, Gandhi Jayanti (2 October). They are three of the 14 holidays the memorandum makes compulsory for Central Government administrative offices, alongside Good Friday, Christmas Day and the festival dates that change from year to year. Three more come from a list of 12 optional holidays, selected by the Department for offices in Delhi and by the Central Government Employees Welfare Coordination Committee in each state capital for offices elsewhere, which is how a list reaches 17. The memorandum itself does not use the word gazetted: it speaks of holidays to be observed in Central Government offices, and the 2026 list for Kerala calls them closed holidays.
Does the calculator include all Indian festivals?
No. It carries the 14 holidays that are compulsory for Central Government administrative offices, plus Dr. Ambedkar Jayanti. Holi, Pongal, Rath Yatra and Onam are four of the 12 optional holidays in the memorandum, from which three are chosen for each place: the 2026 list for Central Government offices in Kerala selected Onam, and the Department's 2027 list for Delhi has Holi. The calculator's data has no row for any of the four. The dates of the festivals that are included, Diwali and Eid among them, differ from year to year in the data. All 14 dates in the data for 2027 are those of Annexure I of the memorandum dated 16 July 2026, read in the copy the Department of Posts forwarded on 8 September 2026. Rows marked approximate (2028 and 2029) are dates this site computed; no memorandum for those years has been read.
Do Indian banks follow the same holidays?
No. The Department of Personnel and Training's memorandum says that the holidays of banks are regulated by the instructions of the Department of Financial Services, Ministry of Finance (paragraph 10). The Reserve Bank of India's holiday page marks each holiday under the Negotiable Instruments Act office by office, for regional offices from Agartala to Vijayawada, and adds that all scheduled and non-scheduled banks observe a public holiday on the second and fourth Saturdays. This calculator uses the Central Government office list instead: the same 14 holidays are compulsory in every state, although the state committees may change the dates of four of them and three further days differ from place to place.
How many business days are in an Indian work year?
In 2026 the calculator counts 249 business days for India: 261 Monday-to-Friday days, less the 12 dates in its holiday data that fall on one of them. Over the years the data covers (2024 to 2029) a year has 260 to 262 Monday-to-Friday days and the calculator counts 248 to 252 business days. Paragraph 3.2 of the Department of Personnel and Training's Office Memorandum on the 2027 holidays allows no substitute holiday when a festival holiday falls on a weekly off or another non-working day, or when more than one festival falls on the same day, and the calculator adds none. In 2026 the number of holiday rows in the data that fall on a Saturday or Sunday, and so take nothing off the count, is 3.
Are Saturday working days in India?
Not in this calculator, which counts Saturday and Sunday as the weekend. Banks are an exception the Reserve Bank of India documents: under a Government of India notification of 20 August 2015, explained in a Reserve Bank of India press release, they close on the second and fourth Saturdays of each month and work full days on the first, third and fifth. The bank Saturdays note on this page lists those open Saturdays for 2026. For any other employer, confirm its own working week.

Sources for these rules

Checked October 13, 2026. All sources

India working days by month

Working-day counts, calendar grids, and Indian Central Government holidays for each of the next 13 months.